Lots of people have seen the ads from FreeCreditReport.com, but did any one really know that their service is not actually free? The FTC (yes, the United States Federal Trade Commission) has put out their own ad without directly referencing the previously mentioned website. Their version of the ad promotes www.annualcreditreport.com, which is a site that I use every year to personally check my credit as well. I highly recommend everyone going to www.annualcreditreport.com and getting their truely free credit report from all three major credit reporting agencies such as Transunion, Experian and Equifax.

While you're at it, take a look at the FTC's commercial for www.annualcreditreport.com below.